Analyze customer value status

Trigger: A scheduled review cycle begins or an alerting system flags a significant change in customer account balances.

1. Extract customer transaction and product holding data
2. Calculate the cost-to-serve across all active accounts
3. Assess the risk profile and required capital allocation
4. Compute current profitability and projected lifetime value
5. Assign the customer to a specific value tier
6. Update the relationship management system with the new value status

Outcome: The customer's profitability and lifetime value are quantified and assigned to a tier for relationship management.