Processes

Close claims

How close claims are reshaped as AGI capability advances.

ProcessesClose claims
Close claims — illustrated

The bottom line

Roughly 85% of the work in Close claims is information-shaped — already within reach of AI delivery. The question here is not whether it shifts, but which tasks go first and who staffs the residual.

Why: With no child occupations seeded, the scalar is derived from the process name and industry lens. While the 'Insurance Carriers' industry prior skews hybrid-trending-digital (~0.60), the specific process of 'Close claims' is fundamentally administrative, information-based workflow (verifying final documents, processing payments, and updating system records) that takes place entirely on a computer, placing it firmly in the digital band.

grounded in the economy graph · digital scalar 0.85 · digital

Business-as-Code

Read as an executable program — the work decomposed into Code, Generative, Agentic, and Human.

Close claims sits inside a larger value-flow — 1 parent structure it composes into. The hierarchy is grounding, not the story: it tells you which aggregate exposure Close claims inherits.

Where Close claims sits

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How the work flows

Trigger: All necessary claim investigations, damage assessments, and settlement negotiations are completed, or the claim is formally denied.

  1. Verify completion of all claim activities and settlement conditions
  2. Issue final payments to policyholders or third parties
  3. Initiate subrogation or salvage recoveries if applicable
  4. Send formal closure notification to the policyholder
  5. Archive the claim file in the claims management system

Outcome: The claim file is sealed in the claims management system with all financial transactions settled and the policyholder notified.

Measured by

Claim Cycle TimeReopened Claim RateCost Per Claim