Processes

Determine covered service

How determine covered service are reshaped as AGI capability advances.

ProcessesDetermine covered service
Determine covered service — illustrated

The bottom line

Roughly 85% of the work in Determine covered service is information-shaped — already within reach of AI delivery. The question here is not whether it shifts, but which tasks go first and who staffs the residual.

Why: Since there are no seeded child occupations, the scalar is derived from the process name and industry lens ('Direct Health and Medical Insurance Carriers'). Determining covered services consists entirely of evaluating policy rules against claims or medical records, which is pure information transformation and knowledge work.

grounded in the economy graph · digital scalar 0.85 · digital

Business-as-Code

Read as an executable program — the work decomposed into Code, Generative, Agentic, and Human.

Determine covered service sits inside a larger value-flow — 1 parent structure it composes into. The hierarchy is grounding, not the story: it tells you which aggregate exposure Determine covered service inherits.

Where Determine covered service sits

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How the work flows

Trigger: A medical claim or prior authorization request specifying a procedure or diagnosis code is submitted by a provider or member.

  1. Extract service and diagnosis codes from the incoming request
  2. Retrieve the member's active benefit plan and policy details
  3. Cross-reference service codes against plan inclusions, limitations, and exclusions
  4. Evaluate medical necessity criteria and prior authorization rules
  5. Check against benefit maximums and accumulated limits
  6. Assign a definitive coverage status to the requested service

Outcome: The requested service is formally classified as covered, denied, or pending further medical review based on the member's active policy.

Measured by

Coverage Determination AccuracyAuto-Adjudication RateDetermination Cycle TimeDenial Appeal Rate