Generate "what if" scenarios

Trigger: A strategic planning cycle, regulatory stress test requirement, or significant market event initiates the need for risk modeling.

1. Identify core variables and specific risk factors to test
2. Gather historical claims data and external risk indicators
3. Define parameters and probability distributions for the hypothetical events
4. Execute simulation models to project portfolio losses and operational impacts
5. Analyze the projected effects on capital reserves and loss ratios
6. Compile findings into actionable risk and strategy recommendations

Outcome: A quantified set of modeled financial and operational impacts is delivered to guide risk mitigation and capital allocation.