Inform customers of policy renewals

Trigger: A property and casualty insurance policy reaches a predefined system date prior to its expiration.

1. Identify policies entering the statutory or business renewal window
2. Calculate updated premiums based on current risk profiles and rate filings
3. Assemble and format renewal declarations and notices
4. Distribute documents via mail or digital channels based on customer preference
5. Log transmission records for regulatory compliance and audit tracking

Outcome: The customer receives a compliant renewal packet detailing updated coverage terms, premiums, and required actions.