How research customer and market needs are reshaped as AGI capability advances.

Read as an executable program — the work decomposed into Code, Generative, Agentic, and Human.
Research customer and market needs sits inside a larger value-flow — 1 parent structure it composes into. The hierarchy is grounding, not the story: it tells you which aggregate exposure Research customer and market needs inherits.
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Trigger: A strategic planning cycle initiates or a shift in risk conditions prompts a review of current property and casualty insurance products.
Outcome: A validated set of customer needs, market trends, and competitive gaps is documented to inform insurance product development and pricing strategies.