Review banking product portfolio

Trigger: A scheduled strategic planning cycle or a significant market or regulatory shift initiates the portfolio review.

1. Aggregate performance, risk, and compliance data across the existing banking product suite
2. Analyze market trends, competitor offerings, and shifting customer demand
3. Evaluate individual product profitability and capital allocation requirements
4. Identify underperforming, obsolete, or non-compliant products
5. Formulate recommendations for product retention, pricing modification, or retirement
6. Approve and publish the updated product portfolio roadmap

Outcome: The bank finalizes an updated product portfolio strategy with clear directives to retain, modify, or sunset specific offerings.